Living Benefits
Certain policies may allow access to benefits while living, if qualifying conditions are met.
About Living Benefits
Some life insurance policies include living benefit riders that may allow access to a portion of the death benefit while the insured is living, when qualifying conditions specified by the policy are met — such as a critical, chronic, or terminal illness. Availability and terms vary by carrier and policy.
How Clear Signal helps
- We start by understanding your situation and goals.
- We explain your options in plain language.
- We help you decide what's appropriate for you — no pressure.
- We stay with you as your needs change over time.
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Have questions about living benefits? Reach out — we'll help you understand your options.
Explore other options
Life Insurance
Protection for the people who depend on you, designed to help replace lost income.
Final Expense
Coverage designed to help families prepare for funeral and other end-of-life expenses.
Mortgage Protection
Strategies to help protect a family's ability to handle mortgage obligations after certain life events.
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Schedule a no-pressure conversation. We'll help you understand your options and make informed decisions.